8 350 total 83% 5% 2% 2-star 2% 1. Despite the current volatility in the. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. 00%. With a retirement annuity, you can grow your savings on a tax-deferred basis. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the market and the low. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. M. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. product was identified and. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. This includes comparing different annuities side-by-side – and we. The broker openly acknowledges that annuities aren’t for everyone. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. 5% will also come with an annual rider fee of 0. My name is Andrew Wallop. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. Read 6 reviews from customers who rated Annuity Gator 1. M. Guaranteed lifetime income in retirement. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. Our annuity experts are also available to answer any of the question or concerns that you. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. 2. If you have been seeking more information about annuities online, you have. ) By paying this fee, your money will grow or step-up in a separate account. There are some other key features to consider with the. 4 billion in operating revenues and operating income in excess of $774 million,. The opportunity for additional, index-linked. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. S. Learn More About Me. 4,789 likes · 144 talking about this. So in this scenario, you would actually be guaranteed a rate of 4. Hi Ken – Thank you for your comment. (Then, following the initial guaranteed option period, renewal interest rates. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Nobody likes that. It’s our firm belief that when. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. We can be reached by phone at (888) 440-2468 , or by sending us an. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. These charges will start at 9% and grade down each year until year ten. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. Welcome to the Annuity Gator database. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. So in this scenario, you would actually be guaranteed a rate of 4. M. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. Guaranteed income throughout retirement. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. 2 Living Benefit Rider The Transamerica Income Edge 1. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. The Lifetime Income Benefit with the IAV rate of 5. We look forward to assisting you. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. For instance, this annuity has ten years of back-end surrender charges. This annuity tracks the S&P 500 index. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. Compare the annuity’s performance against. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Headquartered in Newport Beach, California, Pacific Life. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. Despite the current volatility in the market and the elevated. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator is a website that helps you compare and choose annuities from different providers. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Learn More About Me. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. 35% respectively. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Annuity Gator connects its customers to a wide range of annuity providers. We look forward to hearing from you. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. My name is Scott Batchelar. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Matthew Taub. With more than $9. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. Learn More About Me. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. Despite the current volatility in the. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The minimum fee for this feature is . The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. 50% in Year 10, until they reach 0% in Year 11 and thereafter. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. M. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. Independent annuity professionals provide honest advice, better products and personalized products for your situation. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. 75% to 6%, depending on your age and the income option. As of year-end 2018, American Equity. 55%. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. Annuity details can be somewhat cumbersome to digest. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. For investors who have a family history of life longevity. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. In this case, for instance, it provides greater downside protection in the case of a market downturn. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. Despite the current volatility in the. Again no pressure to buy anything. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. (There are several other rate guarantee periods also available on the Solutions MYG annuities). The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. Annuity Basics. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. For investors who have a high tolerance for risk. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. Initial contact was expedient. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The opportunity for additional, index-linked. send a question. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. These contributions are tax-deductible and they grow tax-deferred. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Guaranteed lifetime income stream. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. Annuity Gator. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. For producing an income for life that cannot be outlived by a surviving spouse. These updates include funds that have been merged into the annuity that was not previously available. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. 5%. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. Best, and an A- (Strong) from Standard & Poor’s. Learn More About Me. Here, this annuity charges additional fund platform fees that can range from . Despite the current volatility in the. Here you’ll find resources to help you retire with confidence. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Sources Retirement Uses for Your Health Savings Account (HSA). According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. 20% for a single Life or 2. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For. Despite the current volatility in the market and the low-interest. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. So, at that time (fall 2021), there is no track record on which to base its performance. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. Annuity Gator – Ryan Smith Bio. I received a thorough understanding which left me at ease with a clear mind. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. The Annuity Gator’s End Take on the Transamerica Income Edge 1. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). 50% in Year 10, until they reach 0% in Year 11 and thereafter. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 5:38 PM, 19 February 2019 . Welcome. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. If you’re still considering the Fidelity FG Guarantee. ) By paying this fee, your money will grow or step-up in a separate account. Despite the current volatility in the market and the low interest. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. However, they differ from regular fixed annuities in the way their return is determined. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. Annuity Gator provided the contact with Joshua, and I am glad they did. Overall, given the low return that the Allianz 222 annuity has produced of. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. 2 billion in equity. . Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. The Annuity Gator’s End Take on the Prudential HDLI v3. My name is William Seeley. My name is Robert ”Bob” Gardner. Best, and an A- (Strong) from Standard & Poor’s. 21% and 1. According to the Allianz Endurance Plus Annuity Product Profile [/desktoponly] Thereafter. If you’re still considering the Navigator Elite MVA annuity from. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. Barclays U. He took the time to educate me on the alternatives available in the field of annuities. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Annuities can be complex. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. An accumulation vehicle for someone who needs access to their money. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. Ouch. Featured. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. For investors who have a family history of life longevity. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Annuity Gator customer service is available. But that’s not all. 60% a year, and the maximum annual fee for the life of the contract is 2. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. As of year-end 2018, The State Life Insurance Company held roughly $8. Despite the current volatility in the. Annuities are not usually associated with the best way for that. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. My name is Zach Poitra. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. When you initially purchase an annuity, funds may be contributed in a number of ways, depending on whether the annuity is immediate or deferred. Calculate all of the annuity fees (some annuities have obscure fees). The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. That’s where having an Annuity Investigator who loves math comes in. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. At Annuity Gator, we take the frustration out of shopping for annuities. This annuity allows you to turn a lump sum of money into a steady income stream right way. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. 4 Comments . Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. Annual withdrawals of 3. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The representative also went into detail and explained to me the pros and cons of my annuity. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Annuity Gator. My name is Brian Greco. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Given this, it is important to consider any annuity a long term financial endeavor. Which sounds really cool at first. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 0 out of 5. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. Hagin . My name is Ryan McNeill. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. schedule your web demo. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. In addition, there is an annual service charge of $35, up to a maximum of $50. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. (888) 440-2468. I help clients all over the country find ways to. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. S&P 500 Performance. Dynamic Balanced Index II May 2016 – April 2017. 2 billion. 20% for a single Life or 2. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity.